CALL TODAY TO LOCK IN A LOW FIXED RATE Conforming 30 yr    4.875% 15 yr     4.25% FHA 30 yr     4.75% 15 yr      4.25% C. 205-443-0086 O. 205-443-0086 Lowest Interest Rates Available Flexible Programs Fast and Easy Processing We have always got time for more business and will help you choose a loan that is right for YOU!