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	<title>The Home Loan Guys</title>
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	<description>15 Years in the Mortgage Business</description>
	<lastBuildDate>Thu, 19 Jan 2012 17:01:40 +0000</lastBuildDate>
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		<title>Refinancing your home&#8230;Never Better !!</title>
		<link>http://www.thehomeloanguys.com/wp/archives/130</link>
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		<pubDate>Thu, 19 Jan 2012 17:01:40 +0000</pubDate>
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		<description><![CDATA[Most times people refinancing their home miss a huge opportunity of paying their homes off early. No one bothers to tell them that just by paying only the difference between their old mortgage payment and the new payment can pay their mortgage off 12 to 15 years early. A savings of $200 a month can be life changing. Contact me [...]]]></description>
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		<title>$100 Dollar Down Payment on HUD/REO&#8217;s</title>
		<link>http://www.thehomeloanguys.com/wp/archives/128</link>
		<comments>http://www.thehomeloanguys.com/wp/archives/128#comments</comments>
		<pubDate>Wed, 09 Nov 2011 15:44:10 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Housing Market Data]]></category>
		<category><![CDATA[Local Contacts]]></category>
		<category><![CDATA[News]]></category>
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		<description><![CDATA[Just want to make sure you and your potential buyer are aware of all the wonderful benefits of buying a HUD Foreclosure: $100 minimum down payment No new appraisal needed since HUD has already done. Seller (HUD) can pay up to 6% towards closing costs &#38; prepaids. 640 minimum credit score Owner Occupied Only Same [...]]]></description>
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		<title>Cooler Weather Sparks Home Renovations and Updates</title>
		<link>http://www.thehomeloanguys.com/wp/archives/126</link>
		<comments>http://www.thehomeloanguys.com/wp/archives/126#comments</comments>
		<pubDate>Tue, 13 Sep 2011 19:17:31 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[As the weather gets cooler, some homeowners could be considering undertaking home renovations or updates before the holiday season. Here are a few findings about updates and home sales: • Homeowners typically spend considerably more on updates to their home when planning to live in and enjoy it,with an average of nearly $9,000. • In contrast, they [...]]]></description>
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		<title>Mortgage Rates &#8211; FANTASTIC !! DO NOT MISS OUT</title>
		<link>http://www.thehomeloanguys.com/wp/archives/125</link>
		<comments>http://www.thehomeloanguys.com/wp/archives/125#comments</comments>
		<pubDate>Thu, 11 Aug 2011 15:37:25 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Rates have continued to drop to their lowest levels I have ever seen. Today&#8217;s Conforming 30 year is 3.875%, 15 year is 3.25% and 10 year is 3.25%. FHA 30 year is 3.75% and FHA 15 year is 3.5%. Call  ASAP. 205-586-5626.]]></description>
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		<title>Fantastic Interest Rates and 14 day Closings</title>
		<link>http://www.thehomeloanguys.com/wp/archives/123</link>
		<comments>http://www.thehomeloanguys.com/wp/archives/123#comments</comments>
		<pubDate>Mon, 09 May 2011 22:44:16 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Interest Rates are at a 6 month low. Today&#8217;s 30 year conforming rate is 4.5%, 20 year 4.375% and 15 year is 3.875%. FHA 30 year is 4.25% and 15 year 4%. We have been closing FHA&#8217;s in less than 14 days. So if you are looking to refinance or buy a new home, now [...]]]></description>
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